BPI — the book of business
My insurance agency, end to end. The book I'm growing, what came and went, where it sits, and what's on me today. (EZLynx is the source — this mirrors it.)
$4.1Mbook · annualized premium
74active accounts
74active policies
+6 · +$297Knet policies · premium (90d)
Commercial book — by line
53 accounts · 53 policies · $4.1M premium
lineacctspolspremium
Workers comp99$1.6M
Commercial Pkg88$756K
Auto (Commercial)77$495K
Business Owners Policy77$409K
Genl Liability99$310K
Professional Liab44$211K
Inland Marine44$170K
Umbrella - Commercial55$116K
Personal book — by line
21 accounts · 21 policies · $39K
lineacctspolspremium
Homeowners77$17K
Auto (Personal)99$17K
Dwelling fire22$3K
Umbrella - Personal33$2K
By carrier — where the book sits
Summit Casualty is 17% of the book — worth watching the concentration.
lineacctspolspremium
Summit Casualty99$714K
National Mutual88$617K
Evergreen Underwriters1414$606K
Cardinal Mutual1212$488K
Granite State Fund66$476K
Harbor Specialty55$411K
Liberty Standard66$406K
Cornerstone Insurance55$393K
Hometown Mutual55$9K
Lakeshore Insurance44$7K
Lost & gained · last 90 days
+11won · $549K
05-14Wonka IndustriesWorkers comp+$165K
05-20Hooli IncCommercial Pkg+$84K
04-02Vandelay IndustriesAuto (Commercial)+$69K
04-20Acme IndustriesBusiness Owners Policy+$61K
04-14Pied Piper LLCProfessional Liab+$55K
05-08Stark IndustriesInland Marine+$47K
05-26Globex CorpGenl Liability+$38K
03-27OscorpUmbrella - Commercial+$24K
05-02Sam BrooksHomeowners+$3K
+2 more
−5lost · $252K
05-05Krusty ConcessionsWorkers comp−$122K
05-23Bushwood Country ClubCommercial Pkg−$78K
05-14Soylent FoodsGenl Liability−$31K
04-17Tyrell MfgInland Marine−$19K
04-26Devon PriceHomeowners−$2K
Net 90 days: +6 policies · +$297K premium
Today's burn — what's actually on me
Acme IndustriesSend updated COI to lender20d overdue
Globex CorpRenewal review — workers comp15d overdue
Wonka IndustriesAdd scheduled equipment endorsement10d overdue
Stark IndustriesQuote umbrella increase5d overdue
Alex RiveraCoverage review — auto + hometoday
Pied Piper LLCBind general liabilityin 5d
Vandelay IndustriesAudit dispute follow-upin 10d
Acme IndustriesSend updated COI to lender20d overdue
Globex CorpRenewal review — workers comp15d overdue
Wonka IndustriesAdd scheduled equipment endorsement10d overdue
Stark IndustriesQuote umbrella increase5d overdue
Alex RiveraCoverage review — auto + hometoday
Pied Piper LLCBind general liabilityin 5d
Vandelay IndustriesAudit dispute follow-upin 10d
Sam BrooksAdd second driverin 15d
Hooli IncCertificate for new job sitein 20d
Cyberdyne SystemsProcess renewal paymentin 25d
Jordan LeeQuestion on roof coveragein 30d
OscorpUpdate mailing addressin 35d
What I'm building here
In flight
A niche vertical siteA focused site to win more accounts in a target segment — building in public.
Goal
Write more new businessRetention is strong; new business is the growth lever I'm leaning into.
Goal
Watch carrier concentrationSummit Casualty carries ~17% of premium — grow the others so the book stays resilient.